Personnel

NEELLY REALTY SERVICES, LLC.
"Real Property Solutions"
Appraisal/Inspection/Consultation
Post Office Box 1492
Tupelo, Mississippi 38802-1492
TAX ID # 64-0907675
*****
Qualifications of the Appraiser/Inspector
E. C. Neelly, IV, GRI/CRPI
State Certified Residential Real Estate Appraiser
License Number RA-260
State Certified Residential Home Inspector
License Number NH-0114
(New Construction Certified)
                                                                                                                                                           

EDUCATION

GENERAL
B. A. Degree, University of Mississippi School of Liberal Arts,  1989
University of Salamanca (Salamanca, Spain), 1989

REAL ESTATE  -  (PROFESSIONAL AND SPECIALIZED TRAINING)
*Real Estate Appraisal
 Itawamba Community College - Tupelo, MS 1990
*Mississippi Realtors Institute, MRI I
 Jackson, MS 1990
*Mississippi Realtors Institute, MRI II
 Jackson, MS 1990
*Mississippi Realtors Institute, MRI III
 Jackson, MS 1990
*Modern Real Estate Practice
 Itawamba Community College - Tupelo, MS 1991
*Basics of Residential Appraisal
 Mississippi Association of Realtors - Jackson, MS 1991
*Real Estate Analysis
 Mississippi Association of Realtors - Jackson, MS 1991
*The Sales Comparison Approach
 Mississippi Association of Realtors - Jackson, MS 1991
*Cost and Income Approaches/Valuation of Partial Interest
 Mississippi Association of Realtors - Jackson, MS 1991
*Appraisal Standards and Ethics
 Mississippi Association of Realtors - Jackson, MS 1991
*Received Graduate Realtors Institute Designation (GRI) 1991
*Graduate Realtors Institute Appraisal Program 1991
*Real Estate Sales License 1991
*Received Mississippi State Residential Appraisal License and Certification, #RA-260, 1992
*Appraisal Principles, University of Central Florida 1992
*Appraisal Procedures, University of Central Florida 1992
*Real Estate License Law, Mississippi Association of Realtors - Tupelo, MS 1992 
*410: Standards of Professional Practice Part A (USPAP), University of Georgia 1993
*420: Standards of Professional Practice Part B, University of Georgia 1993
*Fair Lending and the Appraiser, The Mississippi Chapter of the Appraisal Institute
  Jackson, MS 1994
*Competent Appraisals, Limited Scope Reports and Departure
  University of Mississippi 1994
*504: Principles of Property Inspection, Lincoln Graduate Center - San Antonio, TX 1994
*Received Certified Senior Inspector Designation Certification #2745,  Lincoln Graduate Center,
  San Antonio, TX 1994
*Real Property Inspection and Inspection Management American Real Property Inspections, Inc.                                   Clearwater, Florida 1995
*Errors and Omissions/License Law, Mississippi Real Estate Commission
  Greenwood, Mississippi 1995
*Disclosure of Physical Defects, University of Mississippi - Jackson, MS 1996
*Designing, Building and Selling homes in Mississippi, Building Science Corporation
  Westford, Massachusetts 1997
*Uniform Standards of Professional Appraisal, an update 1997 Seminars Inc. - Oxford, MS
*Received Certified Real Property Inspector designation, (CRPI) - 1997
  National Association of Property Inspectors - San Antonio, Texas
  American Real Property Inspections, Inc. - Clearwater, Florida
*Property Inspection Red Flags, Course #104 - Vicksburg, MS 1999
*Fair Lending for Appraisers, McKissock Data Systems - Warren, Pennsylvania 1999
*The Appraisal of Manufactured Housing, McKissock Data Systems - Warren, Pennsylvania 1999
*Uniform Standards of Professional Appraisal Practice, McKissock Data Systems - Warren,
  Pennsylvania 1999
*Received State of Mississippi Home Inspectors License 2001 (First Year Licensing Was Implemented)
*Current Issues In Appraising, McKissock Data Systems-Warren, Pennsylvania 2001
*Real Estate Fraud and the Appraiser's Role, McKissock Data Systems-Warren, Pennsylvania 2001
*The Appraiser as Expert Witness, McKissock Data Systems-Warren, Pennsylvania 2001
*Uniform Standards of Professional Appraisal Practice, McKissock Data Systems-Warren, Pennsylvania        2001
*Principles of Gas Appliances, Inspection Training Associates, Las Vegas, NV 2002
*Forced Air Heating Systems, Inspection Training Associates, Las Vegas, NV 2002
*Inspecting Electrical Panels, Inspection Training Associates, Las Vegas, NV 2002
*High Efficiency HVAC, Inspection Training Associates, Las Vegas, NV 2002
*Old House Issues, Inspection Training Associates, Las Vegas, NV 2002
*Electrical Grounding & Mechanical Venting, Inspection Training Associates, Las Vegas, NV 2002
*Moisture Related Floor Failures, Inspection Training Associates, Las Vegas, NV 2002
*Flashing & Water Intrusion, Inspection Training Associates, Las Vegas, NV 2002
*Mold Industry Update, Inspection Training Associates, Las Vegas NV 2002
*Exterior Insulated Finished Systems, Inspection Training Associates, Las Vegas NV 2002
*The Appraiser & The Home Inspector, Who Does What? Destin, FL 2002

PROFESSIONAL AFFILIATIONS
*State Accredited Affiliate of The Appraisal Institute
*Northeast Mississippi Board of Realtors
*Mississippi Association of Realtors
*National Association of Realtors
*National Association of Property Inspectors
*Northeast Mississippi Homebuilders Association
*Mississippi Homebuilders Association
*National Association of Homebuilders
*Who's Who in Real Estate American Reference Institute (1995)
*Habitat for Humanity - Board of Directors
*Governmental Affairs Board- Miss.  Association Realtors-Jackson, MS (2000-2001) 
              *Who's Who In Executives and Businesses-National Registers (2001)
*Appointed to the Mississippi Home Inspector Regulatory Board, Representing the First Congressional           District for a Term Commencing October 15, 2001, Serving at the Pleasure of the Governor of the                 State of Mississippi.
*Serve as the Chairman of the Mississippi Home Inspection Regulatory Board (2001-2002)
*Grievance Committee Chairman Northeast Mississippi Board of Realtors (2002)
*Serve on the By-Laws Committee-Northeast Mississippi Board of Realtors (2002)
*Mississippi Association Realtors Governmental Affairs Committee (2003)

APPROVED TO APPRAISE FOR
*City of Tupelo
*City of Okolona
*City of Saltillo
*Merchants and Farmers Bank
*Deposit Guaranty National Bank
*Deposit Guaranty Mortgage Loans
*Federal National Mortgage Association
*PHH U. S. Mortgage Company
*Strategic Mortgage Services - Atlanta, GA
*Union Planters National Bank - Baldwyn, MS
*Union Planters National Bank - Oxford, MS
*Fleet Mortgage Company - Lumbard, IL
*Union Planters National Bank - Tupelo, MS
*Union Planters National Bank Mortgage Division - Tupelo, MS
*Union Planters National Bank - Houston, MS
*Bancorp South
*Bankcorp South Mortgage Loans
*The Peoples Bank and Trust Company
*The Peoples Bank and Trust Mortgage Loans
*Trustmark National Bank
*Trustmark Mortgage Loans
*Ford Consumer Finance - Dallas, TX
*FAA Federal Credit Union - Memphis, TN
*Appraisal Management Company - Canton, MS
*Mississippi Mortgage Loans - Tupelo, MS
*U.S. Department of Housing and Urban Development
*Colonial Mortgage Company - Jackson, MS
*Colonial Mortgage Company - Montgomery, AL
*First American National Bank -  Iuka, MS
*Magnolia State Mortgage, Inc. -  Tupelo, MS
*Magnolia State Mortgage, Inc. -  Columbus, MS
*Southland Mortgage Corporation - Tupelo, MS
*The Associate Financial Services - Company - Dallas, TX
*Collateral Mortgage, Ltd. - Birmingham, AL
*New South Federal Savings Bank - Birmingham, AL
*Countrywide Mortgage - Birmingham, AL
*Fleet Mortgage Group - Columbia, SC
*Cimarron Mortgage Company - Jackson, MS
*Warehouser Equity Services - Woodland Hills, CA
*The Money Store - Sacramento, CA
*Conseco Mortgage - Jackson, MS
*Cendant Mortgage - Mount Laurel, NJ
*Stars Appraisal - Moorestown, NJ
*Nova Star Mortgage, Inc. - East Arkansas
*Nova Star Mortgage, Inc. - North Mississippi 
*Nova Star Mortgage, Inc. - West Tennessee
*AmSouth Bank - Birmingham, AL
*Wells Fargo Home Mortgage
*Others

EXPERIENCED IN THE APPRAISAL OF
*Commercial Property
*Farm and Land
*Residential Property

APPROVED TO INSPECT FOR
*The Certified Group - Denver, CO
*Bancorp South - Tupelo, MS
*Community Federal Savings Bank - Tupelo, MS
*AmSouth Bank - Tupelo, MS
*Associates Financial Services - Dallas, TX
*Inspection One - Southampton, PA
*The Peoples Bank and Trust Company - Tupelo, MS
*Union Planters National Bank - Tupelo, MS
*Trustmark National Bank - Tupelo, MS
*U. S. Toxic Testing - Southampton, PA
*First American National Bank - Iuka, MS
*U. S. Department of Housing and Urban Development
*National Relocation Council
*Council of Governments-Tupelo, MS
*Data Comp Appraisal Service-Grand Rapids, Michigan
*Council of Government - Lee County Mississippi
*Merchants and Farmers Bank

*Others

EXPERIENCED IN THE INSPECTION OF
*Single Family Residential
*Duplex
*Manufactured Homes
*Pre-fabricated Homes
*Multi-family units
*Commercial and Industrial Properties

GEOGRAPHIC AREAS IN WHICH SERVICES ARE PROVIDED
*Lee County
*Itawamba County 
*Pontotoc County
*Prentiss County
*Monroe County
*Calhoun County
*Chickasaw County
*Union
*Others Upon Request

BIOGRAPHICAL INFORMATION
*Adult Literacy Instructor, Itawamba Community College
*Boy Scout Leader
*Former Chairman Ducks Unlimited University of Mississippi Chapter 1987 - 1989
  (Most Improved State/Chapter Award 1987)
*Former Sponsor Chairman Tombigbee River Valley Chapter Ducks Unlimited 1991 
*Member Calvary Baptist Church - Tupelo, Mississippi
*Outstanding Young Men of America Award 1987
*Former Salesman and Customer Service Director , Haas Outdoors, Inc., "Mossy Oak
  Camouflage" - West Point, Mississippi 1989-1990
*State Certified Hunters Safety/Education Instructor
*Kiwanis Club
*Habitat for Humanity Land Search Committee
*Former Habitat for Humanity Board of Directors
*Northeast Mississippi Homebuilders Government Affairs Committee
*Northeast Mississippi Habitat for Humanity Volunteer of the year 1996-1997
*Northeast Mississippi Realty Board, Finance Committee 1997
*Northeast Mississippi Realty Board, By-Laws Committee 2000-2001
*Northeast Mississippi Realty Board, Grievance Committee Chairman 2002
*Member of Tupelo/Lee County Community Development Foundation
*Spouse-Lisa Ann Neelly
*Daughter-Ashley Morgan Neelly
*Daughter-Anna Parkin Neelly
*Son-Edwin Clyde Neelly V 
*Son-Conner David Neelly